Why do you need health insurance?
All health insurance plans offer protection against diseases, illnesses, and accidents. Here are seven benefits of purchasing health insurance in India :
- Protects against all unplanned or sudden medical expenses
- Claim process is quick, efficient, and hassle-free
- Health insurance online premiums are less compared to other types of insurance
- Bears expensive treatment costs on your behalf
- Least chances of a claim getting denied
- Top-ups available for a better health insurance plan
- There are special health insurance plans for family called family floater
Finding the right health insurance plan for you
With so many policies available in the market, choosing the right one for you can be difficult. Do an in-detail research about the health insurance plans available and compare them based on your requirements. Read the clauses and limitations carefully because making the right decision will save you tens of thousands of rupees. Take a look at our checklist to compare them :
- Sum insured
- Extent of coverage, which includes maternity cover, ambulance service, and outpatient department treatment
- Waiting period or pre-existing conditions like diabetes, hypertension, and hyperlipidemia
- Insurance premium
- Exclusions from the list
- Co-payments or sub-limits
- Restriction on room rent and treatment-specific limitations
- Company standing in the market and customer reviews
Instead of spending time and energy manually comparing the options, use Insure Efficient to compare and find the best health insurance policy for you. We are a one-stop destination for all information you require regarding health insurance in India.
